Thanks for coming to my website!  My goal is to provide you with unsurpassed service that will lead to a little thing called "customer delight"! 

I want to help you find the best overall loan for your needs.  I view a mortgage today differently than most loan officers.  Obtaining a mortgage today can be intimidating for some people, it certainly isn't the same as the mortgage your parents or grand parents received.  Keep in mind that the best rate on the wrong loan could cost you thousands of dollars and good advice makes a difference!

My primary role is to help my borrowers integrate the mortgage they select with their long and short term financial goals and their payment and equity objectives.  I want to help them maximize their buying power and taxable write-offs while minimizing their expenses... therefore finding the best possible loan for them.

I am looking forward to working with you, your family, friends and co-workers!   -  David Wakefield

 

Need to find out about "HomeStead Exemption", "Portability" or find out the current taxes on a property in Jacksonville? 

Does your insurance agent need PrimeLendings "Mortgagee Clause"?

  • PrimeLending, A PlainsCapital Company ISAOA - 18111 Preston Road Suite 900 Dallas, Texas 75252

Tell me about this "Tax Credit" that I keep hearing about! You can view (and print) a one-page PDF document that outlines the final provisions using this link:

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Tips for Buying Your Home: Purchasing a home can be a daunting task, especially for the first time. Because of this, I’d like to send you some valuable information on the challenging, but rewarding, investment of homeownership. To receive this important data, click on the link below and subscribe for free. 

http://www.dbnurture2.com/signup.php?username=dwakefield&c=p

Tips for Refinancing Your Home: When it comes to refinancing your mortgage, timing is everything. If you’re thinking about refinancing but aren’t sure if the timing is right for you, I have some insightful material that can help you decide. To receive this important information, click on the link below and subscribe for free.

http://www.dbnurture2.com/signup.php?username=dwakefield&c=r


Tips for Improving Your Credit: In today's tough market, buying or refinancing a home without good credit is becoming more and more challenging. Because of this, I'd like to send you some valuable information on how to increase your credit scores and lower your credit costs for good. Be sure to sign up for the "DebtWatchers" program below.  To receive this important data, click on the link below to subscribe for free.

http://www.dbnurture2.com/signup.php?username=dwakefield&c=c

I want to buy but I am I concerned about my credit score.  I need to see what my score is and figure out what I need to do to improve it so I can get the best possible terms on a new loan.  What should I do?

  • First off, I will be happy to pull a credit report for you to determine what your options are.  Regardless of how good or bad your score is, I will work with you to improve your situation.  That being said, it will be up to  you to take an active role in raising your score.
  • I recently signed up for a service called "DebtWatchers".  My score is very good and I want to keep it that way, the program keeps me informed of what is happening on my credit report and I receive regular updates. It also has "credit simulators" that will allow me to run scenarios to determine what will happen if I add, pay down or pay off an account.  Another great feature is the "Fast Pay" plan and "DebtStacking" that helps to determine how to pay off your bills in the fastest possible manner. If you are married or plan to buy with a spouse or significant other, it would be advisable for both parties to enroll.
  • To sign up for the DebtWatchers program and to take an active role in managing your credit report, click here! You will need my code to enroll: RTVH2

 

Get the best mortgage loan for you

When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!

Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.


PrimeLending - NMLS # 180383 6867 Southpoint Dr N #108 Jacksonville, FL 32216
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